HOW TO CHECKOUT WITH KLARNA

SLICE IT

Flexible consumer financing

Deferred interest

No interest if paid in full** Pay 0% interest on your purchase if the full amount is paid in [6-12] months. Minimum monthly payments required.

Planned payments

Take advantage of promotional APRs* with planned monthly payments. You’ll always know exactly how much is due each month, and how much you’ll pay in total. [6-36] month terms available.

*Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms . Accounts are issued by WebBank, member FDIC.

**Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the [ 6 | 12 ] month promo period. Minimum payments required. Additional payments may be required to pay off balance before promotion expires. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms . Klarna Credit accounts are issued by WebBank, member FDIC.

FREQUENTLY ASKED QUESTIONS

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the
smoothest online shopping experience. Klarna is in over 100,000 online stores and has more than
60 million users globally.

What is Slice it?

Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. View complete terms .

How does financing with Klarna work?

It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account at https://app.klarna.com/login .

How do I pay in 4 equal installments?

Select 4 interest-free payments to split your purchase into 4 equal installments, charged automatically every two weeks beginning at the time your order is shipped. No invoice or instructions sent – you can simply sit back, relax, and enjoy your purchase. View complete terms .

How do automatic payments work?

When you checkout with Pay later in [14 or 30] days, you have the time to receive and review your order before you make a payment. Once your order has shipped, you’ll receive an email with instructions to pay. Need to make a return? Simply log in to the Klarna App .

Will this affect my credit score?

Pay later will not affect your credit score.
Slice it applications will take credit score and credit history into consideration when determining if the application is approved.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/

How does Pay later work?

When you checkout with Pay later in [14 or 30] days, you have the time to receive and review your
order before you make a payment. Once your order has shipped, you’ll receive an email with
instructions to pay. Need to make a return? Simply log in to the Klarna App .

Is there a fee to use Pay later?

There is no fee to use Pay later. If your invoice is not paid by the due date, you may be subject to a
late fee.